If you have been injured in an accident it’s vital that you notify any responsible parties. If you don’t know who is at fault, it is important that you consider who may be at fault. Many people are not aware that you do not have to give the people involved any details or information about the accident. You do not even have to give the responsible parties’ insurance company any details either, you just need to make them aware that there was an accident, when the accident occurred, and where it occurred. You will also need to tell them that you were injured, and you intend to file a personal injury claim.
Who is at Fault?
Before you tell the responsible parties that you intend to file a claim, you need to decide who you wish to notify. The person or people responsible for your accident will depend on what type of accident you had. If for example, you had an accident at work, you will need to notify your manager. If you had an accident whilst on a cruise, you will need to notify the Captain and the company that you booked the vacation with. Depending on where and when you had the accident, you may need to notify a range of people. If you’re not sure who is to blame, think about who might be to blame, and notify them.
Once you have decided who may be responsible for your accident it will be time to write a notification letter. You will need to write a letter to every single person who you think played a part in the accident, telling them that the accident occurred and that you were injured. If you had an accident in a property that is rented by a business, you will need to send a letter to the business, and the owner of the property.
One thing you must do is write a notification letter to someone who you think may be responsible for your accident, even if they have told you they will contact their insurance company. Your letter should be typed, and give basic information about your accident (Such as where and where it happened, and that you were injured). In your letter you should also include that you would like a response, but nowhere in the letter should you discuss your injuries, or who you think is at fault or responsible for your accident. These issues will be covered at a later date.
Give Notice ASAP
After an accident, one of the most important things you can do is to give notice to those who you think may be responsible. You should also start your personal injury claim as soon as possible, preferably within the first 1-2 weeks after the accident.
Please note that if you file a notice with the person or people that you think are responsible, you do not have to file a claim against them. However, if you do decide to file a claim, the recipient of your letter cannot say that they are unfairly surprised at your claim.