If you are involved in a car accident it is vital that you tell your insurance company about it. If you fail to let your insurance company know you will be violating one of the requirements of your insurance policy. This may mean that your insurance company may void your policy, meaning you’ll have no coverage at all.
Tell your insurance company about your accident as soon as you can, and within 48 hours of the accident. Talk to a claims representative and give them a statement of what occurred if you are requested to do so.
Regardless of who caused the car accident, you may already have a no-fault claim under your policy. Some people may also be known as a medical payment claim or a PIP claim. Some policyholders are also covered for collision damages too. Regardless of which of these claims you have, you should get in touch with your insurance company as soon as you can.
Speaking to Another Person’s Insurance Company
When speaking to another person’s insurance company you will need to be careful about what you say. If you are asked to give a statement about the accident, don’t. Simply tell the representative that you’re not ready to do this, but you will give a statement at some point and as soon as you fully understand the accident. If you have a lawyer, now would be a good time to refer the representative to them.
If you have sustained an injury due to being involved in a car accident that was another driver’s fault, please speak to a personal injury lawyer because you may have a personal injury claim.
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