Here are some facts that could help you save a lot of money if you are involved in a car accident.
1. Cash for Drivers At-Fault
If you were at-fault for an accident or your car was the only one involved in an accident you may still receive compensation. This is because, in Michigan, there is a No-fault system. So no matter what happened, or how the accident was caused, you could still be entitled to compensation
2. You have a Time Limit to File your Claim
You need to be aware that there is a time limit on your claim. For example, you are injured in an accident and you are charged $5,000 by your hospital for your treatment. If you fail to make your claim before one year after the accident occurred, you may have to pay for your treatment. This is why it’s so important that you make a claim as soon as you can.
3. Medical Compensation
If at the time of your accident you were properly insured, under Michigan’s law you will receive lifetime medical coverage. What this means is if you need to have surgery on your leg, for example, 12 years after the accident and the doctor thinks the car accident caused your injury, your insurance company will have to pay for your treatment.
4. At-home Nursing Care
Your insurance company may have to pay you to receive nursing care at home. This means they may have to pay $20 per day for your home to be cleaned, and for you to buy gas so you can visit your doctor. It’s important that you ask for this money as it’s very unlikely you will receive it if you do not ask.
5. Compensation for Lost Income
If you are unable to work as a result of your accident, your insurance company will need to pay you 85% or your earnings. They will do this for up to 5 years, and the money will be tax-free. You may still receive compensation even if you were not employed at the time of the accident.
When you’ve been involved in a car accident, you may have many things running through your mind. One of the last things you may want to think about is dealing with insurance companies, and trying to sort out compensation. However, you only have a limited amount of time to act and act you must. Please speak to a personal injury lawyer as they could help you get the compensation you need to pay your medical bills and deal with the aftermath of the accident.
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